Skip to main contentor please stop by one of our convenient locations.
Branch and ATM Locations | Security and Privacy Center | Contact Us | Careers
Personal, local expertise to help make your home purchase or refinance process easy.
Have a question, comment or suggestion?
Let us know!
Our wholly-owned subsidiary, Residential Mortgage, is a leader in Alaska’s mortgage origination industry, with offices in Anchorage, Eagle River, Fairbanks, Juneau, Kodiak, Soldotna, and the Mat-Su Valley.
Established in 1998, Residential Mortgage’s loan originators are experts in the Alaska market, have an in-depth knowledge of the industry, and are committed to helping you find the right mortgage loan for your needs.
When you work with Residential Mortgage, you can expect:
Just like there are many different types of homes, there are many different types of mortgage loans. Residential Mortgage offers a variety of options and will work with you to find the right one.
This AHFC loan offers reduced interest rates to eligible first-time homebuyers.
AHFC offers interest rate reductions when financing an energy-efficient home or making improvements to an existing home.
Consistent monthly payments and fixed interest rates for the life of your loan.
Available for properties that don’t meet conventional financing requirements.
Offers a “streamline refinance” of an existing FHA loan with minimal documentation requirements.
Lower down payments, interest rates and closing costs to members of Alaska Native and American Indian tribes.
Qualified veterans may obtain financing at lower rates with this AHFC loan.
This loan offers financing options for renovations in conjunction with a purchase or refinance through AHFC.
Adjustable Rate Mortgages (ARMs)
These loans typically feature lower introductory rates that adjust periodically throughout the life of the loan.
Loans for properties greater than $625,500.
VA loans have little or no down payment requirements, no monthly mortgage insurance, and provide up to 100% financing.
USDA Rural Development
Financing for those looking to purchase a home in specified areas of rural Alaska.
AHFC financing to purchase or renovate owner-occupied or rental housing in small communities.
Taxable or Non-Conforming
Don’t meet the requirements for other AHFC programs? Don’t give up – ask about this financing option.
These can offer the best of both worlds: lower interest rates and a fixed payment for a longer period of time.
Federal Housing Authority
FHA loans are designed for borrowers with a minimal down payment and lower credit scores.
This program also offers an interest rate reduction refinance of an existing VA loan with minimal documentation requirements.
Residential Mortgage’s operations, products and/or services do not originate from, and are not endorsed by the Veterans Administration (VA), U.S. Department of Agriculture (USDA), Department of Housing and Urban Development (HUD) or Federal Housing Authority (FHA).
Residential Mortgage, LLC
Member Mortgage Bankers Association of America
All loans are subject to credit approval
There are several ways to take the first step toward your new home.
Complete your mortgage loan application quickly, easily and securely online.
Your Northrim banker can also connect you with an experienced Residential Mortgage loan originator.
Stop by any of Residential Mortgage’s convenient branch locations.
Call (888) 357-2707 to schedule an appointment or ask questions.
We are here to help with your mortgage difficulties.
Free counseling from the U.S. Department of Housing & Urban Development.
Speak with a Northrim Payment Specialist
Let’s work through a plan, together.
Northrim Bank NMLS #490464
"From times of cash flow challenges to needing funds for expansion, Northrim has gathered a group of people to 'make it happen' in an expedient way."
Advanced Physical Therapy
"The staff at Northrim went above and beyond from the start and they have continued to do so since. They believe in me and my business and have helped us grow by providing personal service that only a local bank could provide."
Dr. Krislyn DeLeon
Mt. McKinley Animal Hospital
"Northrim's community focus is instrumental to economic development in Alaska. This project would not have been completed without the support and contribution of Northrim."
Huna Totem Corporation
"If Northrim feels the project is good for the state and community, they find reasonable ways to help make it happen."
Extreme Fun Center
Call Us: (907) 562-0062 or 1-800-478-2265
Routing Number: 125200934
Disclosures | Terms and Conditions | Security and Privacy | Fees | Rates
©2018 Northrim Bank - All Rights Reserved
The website you have selected is an external site located on another server and is provided by our partner, Allegiance Inc., an objective third-party company. All submitted comments are handled by Northrim management. Both Northrim and Allegiance are committed to the confidentiality of your comments and assure the security of the information you give us. However, we encourage you not to give any proprietary information such as passwords and social security numbers.
The website you have selected is an external one located on another server. Northrim Bank has no responsibility for any external website. We neither endorse the information, content, presentation, or accuracy nor make any warranty, express or implied, regarding any external site.