The checking account that changes as you do
Our Northrim Flex Checking product is one unique account with four different tiers. Each month, we automatically review your account to ensure you are in the appropriate tier where your activity will waive the monthly account maintenance fee. It adjusts as your lifestyle changes and it's our tailored way of making sure you are always getting the most benefit from your account.
Flex Checking
| Features |
Simple Tier |
Direct Tier |
Power Tier |
President's Club Tier |
| Minimum opening deposit |
$100 |
$100 |
$100 |
$100 |
| Monthly account maintenance fee |
$0 |
$5
(waived with a monthly direct deposit)
|
$8
(waived with daily min. balance of $1,000+)
|
$12
(waived with daily min. balance of $6,000+ or a combined balance of $10,000+ in Personal Savings, Money Market, IRA, or CD accounts)
|
| Interest |
No |
Yes View Rates |
Yes View Rates |
Yes View Rates |
| Benefits |
ATM surcharges and/or Northrim out-of-network fees up to $10 waived upon request for domestic transactions
|
ATM surcharges and/or Northrim out-of-network fees up to $10 waived upon request for domestic transactions
Monthly bill payment fee of $5.95 waived
|
ATM surcharges up to $10 waived upon request for domestic transactions
Monthly bill payment fee of $5.95 waived
Northrim out-of-network fees waived automatically for domestic transactions
Qualifies for bonus interest rate on the Alaska CD1
|
Northrim out-of-network fees waived for domestic transactions
Monthly bill payment fee of $5.95 waived
Northrim out-of-network fees waived automatically on international transactions up to $1.50 for international transactions
Qualifies for bonus interest rate on the Alaska CD1
Safe Deposit Box discount of 20% for up to two qualifying Safe Deposit boxes2
ATM surcharges waived automatically up to $3 per charge
Incoming Wire Transfer fees waived3
|
1The Alaska CD will receive the bonus interest rate at the time this Qualifying Account is added to the established relationship group. The bonus interest rate applies to only one Alaska CD Account. View Rates for the Alaska CD
2In order to receive the 20% discount on up to two Safe Deposit Boxes, the Anchor Account must be in the Flex Checking President's Club tier at the time the annual Safe Deposit Fee is billed. The Safe Deposit Box billing is generated approximately 45 days prior to the Safe Deposit Box annual renewal.
3Incoming Wire Transfer fees are waived for the Flex Checking President's Club tier Anchor Account. Any Qualifying Accounts including other Flex Checking Accounts, regardless of tier, that are part of the relationship group will NOT receive this benefit.
Every month we will review your banking relationship and automatically determine your tier level. Initially, accounts opened online will default to the Direct tier. If you qualify for a higher tier, you will be automatically moved to that tier level. If you qualify for a lower tier, you will have a 30 day grace period before you move to the lower tier. The grace period allows you additional time to take advantage of the current tier benefits. If your Account still does not meet the tier qualifications during the next review period, your Account will automatically move to the lower tier. Monthly Account maintenance fees are waived during the grace period. Account and relationship activity is reviewed monthly on the third business day before the end of the month.
You may also request to remain in a particular tier if you prefer.
For more details about our service fees and deposit products, please refer to our Personal Fee Schedule and Truth In Savings Disclosure.
For the terms and conditions of your account, please see our Your Deposit Account disclosure.
Specialty checking account options
NEW! Easy Banking account
We have made banking accessible and affordable for all Alaskans. Whether it is a first bank account or you need more from your current account, an Easy Banking account is a safe place to keep your money and provides convenient money management tools.